Brazilian payroll, tax and finance calculators
Everyday calculations for anyone working, hiring or running a small business in Brazil, using the official 2026 tables with every step shown.
Employment
Net salary, severance, vacation, 13th salary, overtime and hiring cost
- Net salary INSS, 2026 IRRF and dependants
- Severance pay Without cause, resignation, for cause, agreement
- Vacation pay With abono pecuniário and 1/3 bonus
- 13th salary 1st and 2nd instalments with deductions
- Overtime pay 50%, 100%, night premium and DSR
- Employee cost Employer charges by tax regime
- FGTS Projected balance and birthday withdrawal
- Unemployment insurance 2026 instalments and value
Taxes & MEI
MEI monthly DAS and revenue limits
Personal finance
SAC vs Price loans and the cost of credit
Direct chat link and a floating button for your site
What you will find here
Calcula Já (Portuguese for “calculate now”) brings together calculators for the sums that cause the most confusion in Brazil: what is left of a salary after social security (INSS) and income tax, what you receive when a job ends, how vacation pay and the 13º salário (13th salary, a mandatory year-end bonus) work, what overtime is worth, what it costs to hire someone under the CLT (Brazil's labour code), how much the MEI small-business tax is and how much interest a loan really charges. There are also two generators for businesses that serve customers on WhatsApp.
The site now also covers the FGTS severance fund, unemployment insurance (seguro-desemprego), the Simples Nacional small-business tax, the annual income tax return, CLT vs PJ (employee vs contractor), compound interest, savings vs CDB vs Tesouro Selic and the running cost of an electric vs a petrol car.
How the calculators work
- Instant results. Figures update as you type — no calculate button, no sign-up.
- Workings shown. Each result comes with a breakdown table, the formula used and the law behind it, so you can check it against a payslip.
- Shareable link. The “Copy simulation link” button puts your inputs in the page address; anyone opening the link sees the same simulation.
- Dated tables. INSS, income tax, minimum wage and other parameters carry an effective date and an official source, listed under methodology and sources.
- Runs in your browser. Calculations happen on your device; the numbers you type are not sent to us. See the privacy policy.
Who it is for
Formally employed workers who want to understand a payslip or check a settlement; small employers who need the real cost of an employee before hiring; MEIs keeping an eye on their revenue cap; and expats and foreign companies hiring in Brazil who need Brazilian terms explained in plain language. Amounts are always in Brazilian reais (R$), and the site is also available in Portuguese and Spanish.
Where to start
For employment questions, see the employment calculators. For MEI and taxes, taxes and MEI. For credit, personal finance. For customer contact, the WhatsApp tools.
Results are estimates based on the general rules of the law. Collective agreements, overtime averages and other details of your case can change the figure: the employer's payroll or an accountant gives the official number. Who runs the site and why is explained on the about page.